The journey of building a SaaS company comes with unique funding challenges. Your recurring revenue model is your greatest asset, but the traditional funding ecosystem wasn't designed with SaaS in mind.
The SaaS funding challenge
The financial world has evolved slowly while SaaS has sprinted ahead. This creates systemic disconnects:
Time-intensive fundraising
Founders spend months in fundraising mode like creating pitch decks, attending investor meetings, and navigating due diligence processes. That's valuable time away from actually building your business.
Misalignment with the SaaS model
Traditional funding structures weren't built for companies with predictable, recurring revenue. They were designed for different business models with different growth patterns.
The equity vs. runway trade-off
Founders often face a tough choice: give up equity earlier than ideal or limit growth potential by stretching existing resources.
Flexibility limitations
Growing a SaaS business requires adaptability. Most funding options come with rigid structures that don't flex with your changing needs.
These systemic challenges created a gap in the market – a need for funding that truly understands and values the SaaS business model.
Enter Float: Funding that understands SaaS
Float is built specifically for SaaS companies and the founders driving them forward.
What does that mean?
It means we value what matters: your recurring revenue model. We recognize that predictable ARR deserves a funding approach designed around its unique strengths without dilution or personal guarantees.
How Float works - refreshingly simple
Get up to 70% of your ARR as an available credit line. As your ARR grows, your credit line grows with it. This gives you constant access to liquidity for as long as you need it.
2. No hidden costs
No fees to access this credit line. You only pay a fixed discount-fee on what you draw.
3. Full control & flexibility
Draw exactly what you need, when you need it.
4. Customize each draw
Tailor each draw to match your needs. Your preferred repayment terms, grace period, and pick your payout date
5. Use it your way
No restrictions on how you use the funds. Invest in growth, extend runway, or create a buffer - it's your call.
What can you do with Float?
Boost your growth
Got a killer marketing opportunity? Need to expand your sales team? Want to accelerate product development? Take advantage, access capital you need with Float and invest in growth without waiting for your next funding round. Strike while the iron is hot.
Extend your runway
A longer runway gives you more options. With Float, defer your next fundraising to achieve a higher valuation. More runway means more leverage when you do decide to raise.
Build a bridge
Sometimes you just need to get to the other side of a temporary cash gap. With Float, close that gap without disrupting your growth trajectory.
Leverage equity
Mix debt with equity to remain capital-efficient. Float gives you options to optimize your capital structure.
Create a buffer
Peace of mind comes from having cash in the bank. Float gives you that security without compromising your control.
Invest in profitability
Sometimes the path to growth means investing in efficiency first. Float gives you the capital to implement changes that require cash upfront but improve your unit economics long-term.
The Float difference
Simple
Easy to apply. Easy to use. No hassle. We've streamlined the process so you can get back to building your business.
Flexible
Draw what you need, when you need it, and customize it to fit your specific situation. Your business requirements change and evolve, and your funding should adapt accordingly.
Reliable
Right there when you need it. No hidden fees. No surprises. Just the funding you need to keep moving forward.
What we look for
What we look at:
- ARR
- Growth rate
- Gross margin
- Rule of 40
- Runway
- Net revenue retention
- Churn
- Debt levels
Don't worry, you don't need perfect metrics across the board. We look at the full picture of your business.
Ready to fuel your SaaS growth?
The funding landscape has evolved, but it hasn't kept pace with the unique needs of SaaS businesses. Float bridges that gap, giving you capital that aligns with your recurring revenue model.
We give you the funding you need without slowing you down, so you can focus on what matters most – building an exceptional SaaS company.
Calculate your credit line and see how much you qualify for. Or apply for credit here.
